Folks in B.C., Saskatchewan, Manitoba and Ontario get SC****D on insurance rates..thank goverment insurance systems for that.
I am 54, in Alberta and pay $152. a year for the Majesty, full coverage for the full year, not just the riding season. that's through the Alberta Motor Association, but I had quotes from a couple of other companies in the same general ballpark.
In Alberta, a scooter is anything under 400cc with automatic or clutchless shifting. A Burgman or Silverwing is more expensive, as is a T-Max, but not by a lot ( a friend with a Burgman 650 pays $206/year)
BTW, I live in Calgary, which has the greatest population in the province and as a result the highest premiums. If I moved to a smaller community, my rates would go down from 20-50 bucks a year